Vermont's 2026 tax figures aren't published yet. This calculator uses Vermont's latest official 2025 rates and will be updated as soon as the 2026 numbers are released. Federal figures are already 2026.
If you earn 1099 or self-employment income in Vermont, the IRS and the state both expect you to pay taxes as you go, in four quarterly installments rather than one April bill. This calculator estimates your 2026 quarterly payments across all three pieces: federal self-employment tax, federal income tax, and Vermont state income tax. Vermont does not double its bracket thresholds for married couples, so two-earner couples pay more than they would as two single filers, a built-in marriage penalty. Enter your expected net self-employment income, any W-2 wages, and your filing status to see what to send each quarter, your due dates, and how the safe-harbor rules protect you from an underpayment penalty. Everything is an estimate for planning. Always confirm with the Vermont Department of Taxes before you file.
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Estimated Vermont tax for 2026, split across four quarters
Quarterly Payment Schedule
How quarterly taxes work in Vermont
Self-employment income has no tax withheld for you, so both the IRS and Vermont Department of Taxes ask you to prepay in quarterly installments. On the federal side you owe self-employment tax (15.3% Social Security and Medicare on 92.35% of your net profit, up to the Social Security wage base) plus federal income tax on your profit after the standard deduction. On top of that, Vermont applies its own income tax.
Vermont generally requires estimated payments once you expect to owe more than $500 in state tax for the year. Vermont follows the federal schedule: April 15, June 15, September 15, and January 15. If a due date falls on a weekend or holiday, it moves to the next business day. Vermont follows the standard four-installment schedule.
You avoid an IRS underpayment penalty by hitting a "safe harbor": paying at least 90% of this year's total tax, or 100% of last year's (110% if your income is higher). Vermont applies graduated rates (3.35% to 8.75%) to your federal AGI after Vermont's own standard deduction ($7,650 single / $15,300 married for 2025) plus a $5,300 personal exemption per person (both folded together here). Its brackets are not doubled for married couples, so two-earner couples face a marriage penalty. Self-employed Vermonters also owe a 0.11% Child Care Contribution on their net self-employment income under Act 76, which this calculator includes. And if your AGI tops $150,000, Vermont floors your tax at 3% of AGI. You can pay online through the Vermont Department of Taxes portal, and the calculator above breaks your total into the federal and Vermont pieces so you can send each to the right place. You can pay online at the Vermont Department of Taxes (payment portal).
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Vermont Estimated Tax FAQ
Do I have to pay quarterly estimated taxes in Vermont?
Generally yes, if you expect to owe tax on income that has no withholding (like 1099 or self-employment income). You will owe federal estimated taxes, and Vermont expects state estimated payments too once you expect to owe more than $500 in state tax. Use the calculator above to see both.
When are 2026 estimated taxes due?
Federal estimated payments for 2026 are due April 15, June 15, September 15, and January 15 of the following year. Vermont follows the federal schedule: April 15, June 15, September 15, and January 15. If a due date falls on a weekend or holiday, it moves to the next business day.
How much should I set aside for taxes as a 1099 worker in Vermont?
A common rule of thumb is 25–30% of your net self-employment income, and a bit more in Vermont because of state income tax. The calculator above gives you a far more precise number based on your actual income and filing status.
What is unique about estimated taxes in Vermont?
Vermont does not double its bracket thresholds for married couples, so two-earner couples pay more than they would as two single filers, a built-in marriage penalty.
Are there other Vermont-specific rules I should know?
Vermont has a minimum tax for higher earners: if your adjusted gross income tops $150,000, your Vermont income tax is at least 3% of that AGI (less interest from U.S. obligations), even when the bracket math would come out lower. Vermont taxes capital gains as ordinary income but allows a limited 40% exclusion on gains from assets held more than three years, excluding publicly traded securities.
What is Vermont's 0.11% Child Care Contribution, and is it included here?
Yes, it's included. Under Act 76, self-employed Vermonters owe a Child Care Contribution of 0.11% of their net self-employment income, remitted with the Vermont income tax return. It's a small amount (about $88 on $80,000 of net profit), but it's mandatory and applies specifically to self-employment earnings, so this calculator folds it into your Vermont figure.
Does Vermont tax Social Security benefits?
Vermont exempts Social Security benefits only below certain income thresholds; above them, benefits are taxed to the same extent they're taxed federally. This calculator estimates tax on self-employment income, not on retirement benefits.
Does this calculator include the QBI deduction?
Not in this version. The Qualified Business Income (QBI) deduction can reduce your federal taxable income by up to 20% of qualifying business profit, so your real federal tax may be a little lower than shown. We keep the estimate conservative and leave QBI out; factor it in with a tax professional if it applies to you.
For educational purposes only, not tax advice. Tax rules change and individual situations vary; confirm figures with a tax professional and the Vermont Department of Taxes before filing. State tax data last verified 2026-07-06. Sources: tax.vermont.gov, tax.vermont.gov.